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Current BTO Launch - February 2017

The BTO launch is located in mature estates of Clementi and Tampines while the last one will be in Punggol.

Scroll down to learn about the BTO Prices and start planning today.

BTO Launch Prices

Based on HDB's BTO launch prices, here's the price range for each property type in the respective estates.

Clementi Tampines Punggol
Forecast Min Max Min Max Min Max
HDB 3 Room $293,000 $344,000 $299,000 $347,000 $163,000 $210,000
HDB 4 Room $432,000 $550,000 $397,000 $469,000 $257,000 $365,000
HDB 5 Room $571,000 $694,000 - - $383,000 $498,000
Estimated Monthly Cash Payment Above CPF (by Income Level)

Based on HDB prices, the table below compares affordability across the upcoming BTO launches.

Legend: Red means that income level may not be able to qualify for a mortgage per MAS 30% MSR Rule

Clementi Median* Monthly Cash Payment
Your Household Income $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000
HDB 3 Rooms $889 $682 $497 $312 $128 $0 $0 $0 $0
HDB 4 Rooms $1,593 $1,386 $1,201 $1,017 $832 $625 $395 $165 $0
HDB 5 Rooms $2,171 $1,964 $1,779 $1,594 $1,410 $1,203 $973 $743 $513
*Based on Clementi median pricing forecast of $318,500 for HDB 3 Rooms and $491,000 for HDB 4 Rooms and $632,500 for HDB 5 Rooms
Tampines Median* Monthly Cash Payment
Your Household Income $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000
HDB 4 Rooms $907 $700 $515 $331 $146 $0 $0 $0 $0
HDB 5 Rooms $1,356 $1,149 $965 $780 $595 $388 $158 $0 $0
*Based on Tampines median pricing forecast of $323,000 for HDB 4 Rooms and $433,000 for HDB 5 Rooms
Punggol Median* Monthly Cash Payment
Your Household Income $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000
HDB 3 Rooms $350 $143 $0 $0 $0 $0 $0 $0 $0
HDB 4 Rooms $858 $651 $466 $282 $97 $0 $0 $0 $0
HDB 5 Rooms $1,387 $1,180 $995 $811 $626 $419 $189 $0 $0
*Based on Punggol median pricing forecast of $186,500 for HDB 3 Rooms and $311,000 for HDB 4 Rooms and $440,500 for HDB 5 Rooms

The figures show you an estimate of the extra monthly cash instalments you have to fork out after CPF deduction. These estimates take into account the prevailing CPF OA contributions, HDB's Additional Housing Grant (AHG) and loan interest rate.

Depending on your household income, a cash payment highlighted in red means that it may not be affordable for you to purchase that BTO.

Assumptions:

1. Buyers have sufficient savings for the 10% downpayment.

2. The monthly instalment is based on the maximum tenure of 25 years at HDB concessionary interest rate of 2.6% p.a.

3. Household income is based on two buyers, both aged 35 and below and their monthly income is not more than $6,000 each.

4. Does not take into consideration Special Housing Grant (SHG) for non-mature estates, where applicable.

Disclaimer: Calculations provided above for financing are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.

BTO In The News
Higher grants: No rush to cancel earlier HDB resale transactions
24 Feb 2017
And with the additional CPF Housing and Proximity Housing grants, it would mean getting up to S$110,000 in subsidies. Unfortunately, those who made transactions before the announcement had fallen to the wayside.
BTO or Resale flat?
23 Feb 2017
The enhanced Central Provident Fund Housing Grant, previously capped at $30,000, has been raised to $50,000 for first-timers who turn to the resale market for four-room and smaller flats. And it has risen from $30,000 to $40,000 for five-room and larger flats.
BTO Feb 2017: Families eyeing Fresh Start
23 Feb 2017
The four families were among 2,894 applicants who put down their names for 713 two-room flexi flats in Punggol - one of the most hotly contested flat types in the latest BTO exercise.
Past BTO Launches
Created with Raphaël 2.1.0 Ang Mo Kio Bedok Bishan Bukit Batok Bukit Merah Bukit Panjang Choa Chu Kang Clementi Geylang Hougang Jurong East Jurong West Kallang/Whampoa Marine Parade Pasir Ris Punggol Queenstown Sembawang Sengkang Serangoon Tampines Toa Payoh Woodlands Yishun
Created with Raphaël 2.1.0 Ang Mo Kio Bedok Bishan Bukit Batok Bukit Merah Bukit Panjang Choa Chu Kang Clementi Geylang Hougang Jurong East Jurong West Kallang/Whampoa Marine Parade Pasir Ris Punggol Queenstown Sembawang Sengkang Serangoon Tampines Toa Payoh Woodlands Yishun
Created with Raphaël 2.1.0 Ang Mo Kio Bedok Bishan Bukit Batok Bukit Merah Bukit Panjang Choa Chu Kang Clementi Geylang Hougang Jurong East Jurong West Kallang/Whampoa Marine Parade Pasir Ris Punggol Queenstown Sembawang Sengkang Serangoon Tampines Toa Payoh Woodlands Yishun
Created with Raphaël 2.1.0 Ang Mo Kio Bedok Bishan Bukit Batok Bukit Merah Bukit Panjang Choa Chu Kang Clementi Geylang Hougang Jurong East Jurong West Kallang/Whampoa Marine Parade Pasir Ris Punggol Queenstown Sembawang Sengkang Serangoon Tampines Toa Payoh Woodlands Yishun
Buy a BTO
Step 1
Select Location
Select your preferred location across the BTO launch
Step 2
Check eligibility
Check your eligibility in buying a BTO here. You can also calculate your mortgage affordability for each BTO (i.e. Bidadari)
Step 3
Submit Application
Submit Application here (which will only be opened when HDB has released the submission period).
Step 4
Update status
Get updates on application status here
Step 5
Invitation to book BTO

Once application is successful, you will be invited to book the BTO flat.

Check option fee and bring required documents

Step 6
Sign Lease Agreement

Then, you will have to submit a Letter of Offer if you are obtaining a housing loan from banks.

The CPF down-payment (plus 1-3% legal and stamp fees) or cash includes:

10% for buyers taking a housing loan from HDB

20% for buyers taking a housing loan from bank

Check cost involved here

Step 7
Collect flat keys
Get updates on application status here
Are you an HDB upgrader?
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FAQs
  • What is an HDB BTO?

    The acronym for Build To Order is BTO. Eligible buyers planning to buy a new HDB apartment can apply for BTO.

  • How does BTO work?

    Tender for construction will be called only if the number of applicants is at least 70% of the number of apartments in a specific contract (50% since 2011), otherwise, the project will not be built.

    Comparing with typical HDB Resale flats, the BTO flats require a waiting period of about 3-4 years. For eligible BTO flat buyers in urgent need of accommodation who are not willing to wait for about 3-4 years, they can ballot for leftover units that are reintroduced into the market, Sales of Balance flats (SBF).

  • How can I increase my chances of getting a Build-to-Order flat?

    Buyers can enjoy a much higher chance of success if they apply for BTO flats in non-mature estates, which are generally well-developed today with good transport networks and easy access to amenities.

    In fact, most first-timer applicants are able to secure a flat with-in two tries, and almost certainly on their third attempt. These flats are also more affordable and give applicants eligibility for more grants.

    It is typically buyers who apply for mature estates or through HDB's Sale of Balance Flats exercise who are unsuccessful on multiple tries. This is because flat supply is limited and demand is high in these estates.

    Applicants with children or planning to live close to their parents can also take advantage of HDB's various priority schemes.

    For instance, married couples who are expecting a child or already have children can apply for the Parenthood Priority Scheme (PPS) or the Third Child Priority Scheme (TCPS).

    The PPS gives priority to first-timer married couples who are expecting or have children younger than 16 years old, by setting aside up to 30 per cent of the BTO flat supply for them.

    Families with three or more children will enjoy further priority under the TCPS, where HDB sets aside, on top of the PPS, up to an additional 5 per cent of the flat supply.

    Another scheme offered is the Married Child Priority Scheme, applicable for married children who wish to live together with or close to their parents for mutual care and support.

    Under this scheme, up to 30 per cent and 15 per cent of the BTO flat supply is set aside for first-timer and second-timer applicants, respectively. In addition, those who apply for a new pair of flats with their parents in the same BTO project can enjoy priority under the Multi-Generation Priority Scheme. - source: MND Singapore

Explore Current BTO Launches
1603 Units
3-Room, 4-Room, 5-Room, 3-Gen
Find out more
638 Units
4-Room, 5-Room, 3-Gen
Find out more
1815 Units
2-room Flexi, 3-Room, 4-Room, 5-Room
Find out more
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