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Current BTO Launch - May 2017

The BTO launch is located in mature estates of Toa Payoh and Geylang while two will be located in non mature estates of Yishun and Woodlands.

Scroll down to learn about the BTO Prices and start planning today.

BTO Launch Prices

Based on HDB's BTO launch prices, here's the price range for each property type in the respective estates.

Bidadari Geylang Yishun Woodlands
Forecast Min Max Min Max Min Max Min Max
HDB 3 Room $328,000 $368,000 $349,000 $398,000 $157,000 $177,000 $145,000 $189,000
HDB 4 Room $475,000 $550,000 $489,000 $604,000 $251,000 $291,000 $236,000 $318,000
HDB 5 Room $579,000 $681,000 - - $331,000 $378,000 $312,000 $401,000
Estimated Monthly Cash Payment Above CPF (by Income Level)

Based on HDB prices, the table below compares affordability across the upcoming BTO launches.

Legend: Red means that income level may not be able to qualify for a mortgage per MAS 30% MSR Rule

Bidadari Median* Monthly Cash Payment
Your Household Income $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000
HDB 3 Rooms $1,009 $802 $617 $433 $248 $41 $0 $0 $0
HDB 4 Rooms $1,681 $1,474 $1,289 $1,105 $920 $713 $483 $253 $23
HDB 5 Rooms $2,161 $1,954 $1,769 $1,584 $1,400 $1,192 $962 $732 $502
*Based on Bidadari median pricing forecast of $348,000 for HDB 3 Rooms and $512,500 for HDB 4 Rooms and $630,000 for HDB 5 Rooms
Geylang Median* Monthly Cash Payment
Your Household Income $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000
HDB 3 Rooms $1,114 $906 $722 $537 $352 $145 $0 $0 $0
HDB 4 Rooms $1,820 $1,613 $1,428 $1,243 $1,059 $851 $621 $391 $161
*Based on Geylang median pricing forecast of $373,500 for HDB 3 Rooms and $546,500 for HDB 4 Rooms
Yishun Median* Monthly Cash Payment
Your Household Income $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000
HDB 3 Rooms $270 $63 $0 $0 $0 $0 $0 $0 $0
HDB 4 Rooms $695 $488 $303 $118 $0 $0 $0 $0 $0
HDB 5 Rooms $1,036 $829 $644 $459 $275 $67 $0 $0 $0
*Based on Yishun median pricing forecast of $167,000 for HDB 3 Rooms and $271,000 for HDB 4 Rooms and $354,500 for HDB 5 Rooms
Woodlands Median* Monthly Cash Payment
Your Household Income $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000
HDB 3 Rooms $270 $63 $0 $0 $0 $0 $0 $0 $0
HDB 4 Rooms $720 $512 $328 $143 $0 $0 $0 $0 $0
HDB 5 Rooms $1,044 $837 $652 $468 $283 $76 $0 $0 $0
*Based on Woodlands median pricing forecast of $167,000 for HDB 3 Rooms and $277,000 for HDB 4 Rooms and $356,500 for HDB 5 Rooms

The figures show you an estimate of the extra monthly cash instalments you have to fork out after CPF deduction. These estimates take into account the prevailing CPF OA contributions, HDB's Additional Housing Grant (AHG) and loan interest rate.

Depending on your household income, a cash payment highlighted in red means that it may not be affordable for you to purchase that BTO.

Assumptions:

1. Buyers have sufficient savings for the 10% downpayment.

2. The monthly instalment is based on the maximum tenure of 25 years at HDB concessionary interest rate of 2.6% p.a.

3. Household income is based on two buyers, both aged 35 and below and their monthly income is not more than $6,000 each.

4. Does not take into consideration Special Housing Grant (SHG) for non-mature estates, where applicable.

Disclaimer: Calculations provided above for financing are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.

Find out more about pricing

Financing your Dream Home in Bidadari, Geylang, Yishun, Woodlands

BTO or Resale? Learn more in each BTO Location - Bidadari, Geylang, Yishun, Woodlands

Is BTO A Good Investment in Bidadari, Geylang, Yishun, Woodlands?

BTO In The News
High volume of balance flats
23 May 2017
The number of flats is comparable to some smaller BTO projects. For example, the HDB also launched Pine Vista in Geylang, a BTO project with 319 units, and Forest Spring @ Yishun, which has 756 units, yesterday. Read more
8,748 new BTO flats in Bidadari, Geylang, Woodlands, and Yishun
19 May 2017
The 4,802 BTO flats on offer are spread across six projects, with three in the non-mature towns of Woodlands and Yishun and the other three in the mature towns or estates of Bidadari (Toa Payoh) and Geylang. Read more
BTO versus HDB Resale
10 Mar 2017
Are BTOs really that cheap? How do BTO flats differ from HDB resale flats? How much HDB grants can you get?
We show you the pros and cons of both so that you can make informed property decisions. Buy the right home at the right price. Read more
Punggol North: enterprise district with new urban concepts
08 Mar 2017
Punggol North will be the first of such districts, where new planning concepts will be applied. This includes appointing a master developer which will take charge of the entire district. Read more
Past BTO Launches
Created with Raphaël 2.1.0 Ang Mo Kio Bedok Bishan Bukit Batok Bukit Merah Bukit Panjang Choa Chu Kang Clementi Geylang Hougang Jurong East Jurong West Kallang/Whampoa Marine Parade Pasir Ris Punggol Queenstown Sembawang Sengkang Serangoon Tampines Toa Payoh Woodlands Yishun
Created with Raphaël 2.1.0 Ang Mo Kio Bedok Bishan Bukit Batok Bukit Merah Bukit Panjang Choa Chu Kang Clementi Geylang Hougang Jurong East Jurong West Kallang/Whampoa Marine Parade Pasir Ris Punggol Queenstown Sembawang Sengkang Serangoon Tampines Toa Payoh Woodlands Yishun
Created with Raphaël 2.1.0 Ang Mo Kio Bedok Bishan Bukit Batok Bukit Merah Bukit Panjang Choa Chu Kang Clementi Geylang Hougang Jurong East Jurong West Kallang/Whampoa Marine Parade Pasir Ris Punggol Queenstown Sembawang Sengkang Serangoon Tampines Toa Payoh Woodlands Yishun
Created with Raphaël 2.1.0 Ang Mo Kio Bedok Bishan Bukit Batok Bukit Merah Bukit Panjang Choa Chu Kang Clementi Geylang Hougang Jurong East Jurong West Kallang/Whampoa Marine Parade Pasir Ris Punggol Queenstown Sembawang Sengkang Serangoon Tampines Toa Payoh Woodlands Yishun
Buy a BTO
Step 1
Select Location
Select your preferred location across the BTO launch
Step 2
Check eligibility
Check your eligibility in buying a BTO here. You can also calculate your mortgage affordability for each BTO (i.e. Bidadari)
Step 3
Submit Application
Submit Application here (which will only be opened when HDB has released the submission period).
Step 4
Update status
Get updates on application status here
Step 5
Invitation to book BTO

Once application is successful, you will be invited to book the BTO flat.

Check option fee and bring required documents

Step 6
Sign Lease Agreement

Then, you will have to submit a Letter of Offer if you are obtaining a housing loan from banks.

The CPF down-payment (plus 1-3% legal and stamp fees) or cash includes:

10% for buyers taking a housing loan from HDB

20% for buyers taking a housing loan from bank

Check cost involved here

Step 7
Collect flat keys
Get updates on application status here
Are you an HDB upgrader?
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FAQs
  • What is an HDB BTO?

    The acronym for Build To Order is BTO. Eligible buyers planning to buy a new HDB apartment can apply for BTO.

  • How does BTO work?

    Tender for construction will be called only if the number of applicants is at least 70% of the number of apartments in a specific contract (50% since 2011), otherwise, the project will not be built.

    Comparing with typical HDB Resale flats, the BTO flats require a waiting period of about 3-4 years. For eligible BTO flat buyers in urgent need of accommodation who are not willing to wait for about 3-4 years, they can ballot for leftover units that are reintroduced into the market, Sales of Balance flats (SBF).

  • How can I increase my chances of getting a Build-to-Order flat?

    Buyers can enjoy a much higher chance of success if they apply for BTO flats in non-mature estates, which are generally well-developed today with good transport networks and easy access to amenities.

    In fact, most first-timer applicants are able to secure a flat with-in two tries, and almost certainly on their third attempt. These flats are also more affordable and give applicants eligibility for more grants.

    It is typically buyers who apply for mature estates or through HDB's Sale of Balance Flats exercise who are unsuccessful on multiple tries. This is because flat supply is limited and demand is high in these estates.

    Applicants with children or planning to live close to their parents can also take advantage of HDB's various priority schemes.

    For instance, married couples who are expecting a child or already have children can apply for the Parenthood Priority Scheme (PPS) or the Third Child Priority Scheme (TCPS).

    The PPS gives priority to first-timer married couples who are expecting or have children younger than 16 years old, by setting aside up to 30 per cent of the BTO flat supply for them.

    Families with three or more children will enjoy further priority under the TCPS, where HDB sets aside, on top of the PPS, up to an additional 5 per cent of the flat supply.

    Another scheme offered is the Married Child Priority Scheme, applicable for married children who wish to live together with or close to their parents for mutual care and support.

    Under this scheme, up to 30 per cent and 15 per cent of the BTO flat supply is set aside for first-timer and second-timer applicants, respectively. In addition, those who apply for a new pair of flats with their parents in the same BTO project can enjoy priority under the Multi-Generation Priority Scheme. - source: MND Singapore

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