Decision Matrix:
Option |
Condition |
Move-in |
Eligible to Sell |
BTO |
New |
2-4 Years |
7-9 years (incl. 5 years lock-in) |
HDB Resale |
Older |
Immediate |
5 years lock-in |
Generally, higher monthly cash payment is needed for HDB resale compared to BTO. However, it may not always be the case depending on the prices of the resale flats compared with the BTO launch.
Tanglin Halt Courtyard BTO price vs Queenstown HDB resale prices
|
Median BTO price |
Median Resale Price |
Disclaimer: Calculations provided above are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
* Assumes first-timer Singaporean couple living near one of the parents. Refer to HDB's Housing Grant rules if your situation differs.
* Updated based on 2024 Budget wef 20 Feb 2017