Bidadari means "fairy" in Malay, which was in turn derived from the Sanskrit word vidhya dhari, which means a nymph of India's heaven. The cemetery took the name after the sultan's wife ceased to reside there. The grounds were leased to a Japanese person who built moats with typical Japanese wooden bridges and a teahouse.
Bidadari Cemetery is no longer in use, and most or all of the graves have been eventually exhumed between 2001 and 2004 for redevelopment in the land-scarce city-state. It was re-opened as a temporary park in 2006. In late 2011, the Ministry of National Development (MND), came up with the blueprint to develop the area into a housing estate with HDB flats and private housing
Envisioned to be a "Community in a Garden", the Bidadari estate will have features such as a new 10-hectare Bidadari Park and a greenbelt which passes through the estate from Bartley Road to Upper Serangoon Road. Bidadari estate comprises four districts: Alkaff, Woodleigh, Park Edge and Bartley Heights spanning 93 hectares of land.
Most BTOs in the Bidadari estate enjoy greenery view and some can even enjoy the breathtaking view of Singapore city skyline. In addition, Bidadari BTO projects have provided ample social amenities and space for residents to rest, relax, and connect with friends and families.
Launching in November 2016, the new BTO located in Woodleigh will have a total of 1,000 units - 330 units of 3-room and 4-room, 688 units of 2-room flexi, 3- room and 4-room
)))Based on HDB's launch prices, the table below compares affordability across the upcoming BTO launches.
Legend: Red means that income level may not be able to qualify for a mortgage per MAS 30% MSR Rule
| Woodleigh Glen/Village (HDB 3 Rooms) |
Min: $335,000
Max: $397,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $4,000 | $366,000 | $36,600 | $55,000 | $274,400 | $1,245 | $920 | $325 |
| $4,500 | $366,000 | $36,600 | $50,000 | $279,400 | $1,268 | $1,035 | $233 |
| $5,000 | $366,000 | $36,600 | $45,000 | $284,400 | $1,290 | $1,150 | $140 |
| $5,500 | $366,000 | $36,600 | $40,000 | $289,400 | $1,313 | $1,265 | $48 |
| $6,000 | $366,000 | $36,600 | $35,000 | $294,400 | $1,336 | $1,380 | $0 |
| Woodleigh Glen/Village (HDB 4 Rooms) |
Min: $468,000
Max: $569,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $6,500 | $518,500 | $51,850 | $30,000 | $436,650 | $1,981 | $1,495 | $486 |
| $7,000 | $518,500 | $51,850 | $25,000 | $441,650 | $2,004 | $1,610 | $394 |
| $7,500 | $518,500 | $51,850 | $20,000 | $446,650 | $2,026 | $1,725 | $301 |
| $8,000 | $518,500 | $51,850 | $15,000 | $451,650 | $2,049 | $1,840 | $209 |
| $8,500 | $518,500 | $51,850 | $10,000 | $456,650 | $2,072 | $1,955 | $117 |
| $9,000 | $518,500 | $51,850 | $5,000 | $461,650 | $2,094 | $2,070 | $24 |
| $9,500 | $518,500 | $51,850 | $0 | $466,650 | $2,117 | $2,185 | $0 |
The figures show you an estimate of the extra monthly cash instalments you have to fork out after CPF deduction. These estimates take into account the prevailing CPF OA contributions, Enhanced CPF Housing Grant (EHG) and loan interest rate.
Depending on your household income, a cash payment highlighted in red means that it may not be affordable for you to purchase that BTO.
Assumptions:
1. Buyers have sufficient savings for the 10% downpayment.
2. The monthly installment is based on the maximum tenure of 25 years at HDB concessionary interest rate of 2.6% p.a.
3. Buyers apply as a first-timer household under one of the eligibility schemes, and all buyers are Singapore citizens.
4. Buyers fulfil all eligibility criteria e.g. within income ceiling for flat intended, at least 21 years old, do not own other property overseas or locally.
Disclaimer: Calculations provided above for financing are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
| Option | Condition | Move-in | Eligible to Sell |
|---|---|---|---|
| BTO | New | 2-4 Years | 7-9 years (incl. 5 years lock-in) |
| HDB Resale | Older | Immediate | 5 years lock-in |
| Median BTO price | Median Resale Price | |
|---|---|---|
| HDB 3 Rooms | $366,000 | $255,000 |
| HDB 4 Rooms | $518,500 | $572,500 |
| Median Price (a) |
Downpayment (b) |
Enhanced CPF Housing Grant* (c) |
Family Grant* (d) |
Proximity Housing Grant* (e) |
Housing Loan (a)-(b)-(c)-(d)-(e) |
Monthly Installment (f) |
Your CPF OA Contribution (g) |
Monthly Mortgage Cash Outlay (f)-(g) |
Mortgage Servicing Ratio | |
|---|---|---|---|---|---|---|---|---|---|---|
| BTO | $366,000 | $36,600 | $50,000 | $0 | $0 | $279,400 | $1,268 | $1,035 | $233 | 28% |
| Resale | $255,000 | $25,500 | $50,000 | $50,000 | $30,000 | $99,500 | $451 | $1,035 | $0 | 10% |
| Median Price (a) |
Downpayment (b) |
Enhanced CPF Housing Grant* (c) |
Family Grant* (d) |
Proximity Housing Grant* (e) |
Housing Loan (a)-(b)-(c)-(d)-(e) |
Monthly Installment (f) |
Your CPF OA Contribution (g) |
Monthly Mortgage Cash Outlay (f)-(g) |
Mortgage Servicing Ratio | |
|---|---|---|---|---|---|---|---|---|---|---|
| BTO | $518,500 | $51,850 | $25,000 | $0 | $0 | $441,650 | $2,004 | $1,610 | $394 | 29% |
| Resale | $572,500 | $57,250 | $25,000 | $50,000 | $30,000 | $410,250 | $1,861 | $1,610 | $251 | 27% |
Disclaimer: Calculations provided above are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
* Assumes first-timer Singaporean couple living near one of the parents. Refer to HDB's Housing Grant rules if your situation differs.
* Updated based on 2020 Budget wef 20 Feb 2017
Note: Total Debt Servicing Ratio (TDSR) cannot exceed 60% of your net income. Mortgage Servicing Ratio (MSR) cannot exceed 30% of your income. Calculations are done at 3.5% Interest Rate.
| Registration Date | HDB Model | Price | Location | Storey | Size | Built |
|---|---|---|---|---|---|---|
| Oct 19 | 4A | $360K | Joo Seng Rd | 7-9 | 103 sqm | 1984 |
| Sep 19 | 5I | $518K | Joo Seng Rd | 4-6 | 120 sqm | 1988 |
| Nov 19 | 5I | $508K | Joo Seng Rd | 7-9 | 119 sqm | 1983 |
| Nov 19 | 5I | $495K | Joo Seng Rd | 16-18 | 119 sqm | 1983 |
| Dec 19 | 5I | $545K | Joo Seng Rd | 16-18 | 123 sqm | 1983 |
| Jan 20 | 5I | $520K | Joo Seng Rd | 10-12 | 123 sqm | 1983 |
| Lease Date | HDB Model | Price | Location | Built |
|---|---|---|---|---|
| Aug 19 | 4RM | $1,800 | Joo Seng Road | 1984 |
| Aug 19 | 4RM | $1,950 | Joo Seng Road | 1984 |
| Aug 19 | 4RM | $2,100 | Joo Seng Road | 1984 |
| Aug 19 | 4RM | $2,000 | Joo Seng Road | 1984 |
| Oct 19 | 4RM | $1,900 | Joo Seng Road | 1984 |
| Oct 19 | 4RM | $2,000 | Joo Seng Road | 1984 |
| HDB Type | Year 2010 (purchase) | Year 2020 (purchase) | Total Change | Annual Change |
|---|---|---|---|---|
| HDB 3 Rooms | $302,000 | $255,000 | -15.56% |
-1.56% |
| HDB 4 Rooms | $439,000 | $573,000 | 30.41% |
3.04% |
| HDB 5 Rooms | $579,000 | $824,000 | 42.21% |
4.22% |
$822,000 HDB 5 Rooms
$750,000 HDB 5 Rooms
$438,000 HDB 3 Rooms
$590,000 HDB 4 Rooms
$350 HDB 3 Rooms
$2,500 HDB 5 Rooms
$600 HDB 4 Rooms
$700 HDB 3 Rooms
