Do you have an HDB housing loan?
Enjoy substantial interest savings with a bank loan instead
Loan for 20 years tenor Interest savings
$300,000 $15,000
$400,000 $20,000
$500,000 $25,000
Interest savings is for a duration of 5 years
Comparing HDB loan rates at 2.6% vs a 5 year fixed rate package
  • No penalty due to sale of property during the first 5 years
  • Flexibility of changing package 30 months after loan is disbursed
  • Bank can give cash rebate (clawback is 3 years)
  • We also give some NTUC vouchers for successful referral

Get the home loan
right for you

Free NTUC Vouchers for successful home loan applications through SRX!
Tell us a few details to get started
Guesstimate your current loan
Current Lender
Remaining Loan Amount
Remaining Years
Interest %
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* Based on lock in period.
Applying for a home loan is quick and easy
1
Login with your SingPass
2
Your personal details and income information will be pre-populated from MyInfo
3
Estimate your eligibility for your property and intended loan amount
4
Select your desired loan packages. You can choose up to 3 lenders!
5
Apply. Your chosen lenders will then contact you
We combine smart technology and expert personal advice to serve you better
Apply for a home loan online in less than 5 minutes using your SingPass
Complete your application online and you can apply to multiple lenders at the same time
Confused about the process?
Our loan concierge experts are available to help you every step of the way
If you've got unique needs or just need help choosing, we'll help you find a loan just right for you
Home loan providers
OUR LOAN CONCIERGE BENEFITS
It's free!
Our service is completely free of charge to you, the borrower. We earn a (very) small referral fee from the lenders.
Unbiased advice
Our goal is to help you find the home loan right for you. Our home loan experts will discuss your needs with you and give you independent, unbiased advice on the best way forward.
Experience and knowledge
LTV, TDSR, MSR, DMR, SIBOR, HELP!! Navigating your way through the industry jargon can be complicated. We're here to help. Our home loan experts have many years of experience helping hundreds of people obtain home loans.
Insider tips
Not all lenders are created equal. And the cheapest rate isn't always the right answer. Need a home loan fast? Need a flexible lender? Our industry insider knowledge will help you get what you need.
TESTIMONIALS
See what our existing clients have to say about us
I appreciate SRX (Bruce's) patience on advising about restructuring loans and the best loan deals, as well as their insightful advice about risks and opportunities in each decision before its made. Excellent work, kudos.
Mr Kim
Condo @ Dakota, Age 50+
I was paying very high interest rates for my home loan until Bruce from SRX loan concierge was able to help me source for a much better loan package. His knowledge and expertise has enabled me to obtain a home loan from a particular Bank. I had difficulty in obtaining a loan due to my personal circumstances but Bruce was able to direct me to a Bank that was able to approve my loan application that gives substantial interest savings. SRX loan concierge is very helpful and knowledgeable
Jeff
Casuarina Landed, Age 50+ (Applied through web)
I was using the SRX's mySG Home app and was quite taken aback by the various bank packages in the market. Bruce from the Loan Concierge was able to help me compare rates, features and fees payable and this gave me an informed decision to apply for the best package. I was able to get a good package thanks to his knowledge and expertise
Peter
Condo (Yishun), Age 50+ (Applied through mySG Home app)
LOAN CONCIERGE
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* NTUC Voucher Terms and Conditions:
- Subject to minimum loan amount of $200,000 signed with our Partner Lenders.
- Voucher amount depends upon loan amount. Speak to our Loan Concierge for more information.
- Not applicable for refinancing with your existing lender.
- Not applicable for third party referrals; applicable only for loans applied directly through SRX.
- SRX reserves the right to substitute with similar gifts of the same value.
Thank you for your enquiry! Our Loan Concierge will be in touch with you shortly.