Best Home Loan Rates - Property Mortgage & Refinancing

中文

Do you have an HDB housing loan?

Enjoy substantial interest savings with a bank loan instead

Loan for 20 years tenor	Interest savings
$300,000	$15,000
$400,000	$20,000
$500,000	$25,000

Interest savings is for a duration of 5 years

Comparing HDB loan rates at 2.6% vs a 5 year fixed rate package

No penalty due to sale of property during the first 5 years
Flexibility of changing package 30 months after loan is disbursed
Bank can give cash rebate (clawback is 3 years)
We also give some NTUC vouchers for successful referral

Tell us a few details to get started

Guesstimate your current loan

Current Lender

Remaining Loan Amount

Remaining Years

Interest %

* Based on lock in period.

Applying for a home loan is quick and easy

Your personal details and income information will be pre-populated from MyInfo

Estimate your eligibility for your property and intended loan amount

Select your desired loan packages. You can choose up to 3 lenders!

Apply. Your chosen lenders will then contact you

We combine smart technology and expert personal advice to serve you better

Apply for a home loan online in less than 5 minutes using your SingPass

Complete your application online and you can apply to multiple lenders at the same time

Confused about the process?

Our loan concierge experts are available to help you every step of the way

If you've got unique needs or just need help choosing, we'll help you find a loan just right for you

Home loan providers

OUR LOAN CONCIERGE BENEFITS

It's free!

Our service is completely free of charge to you, the borrower. We earn a (very) small referral fee from the lenders.

Unbiased advice

Our goal is to help you find the home loan right for you. Our home loan experts will discuss your needs with you and give you independent, unbiased advice on the best way forward.

Experience and knowledge

LTV, TDSR, MSR, DMR, SIBOR, HELP!! Navigating your way through the industry jargon can be complicated. We're here to help. Our home loan experts have many years of experience helping hundreds of people obtain home loans.

Insider tips

Not all lenders are created equal. And the cheapest rate isn't always the right answer. Need a home loan fast? Need a flexible lender? Our industry insider knowledge will help you get what you need.

TESTIMONIALS

See what our existing clients have to say about us

I appreciate SRX (Bruce's) patience on advising about restructuring loans and the best loan deals, as well as their insightful advice about risks and opportunities in each decision before its made. Excellent work, kudos.

Mr Kim

Condo @ Dakota, Age 50+

I was paying very high interest rates for my home loan until Bruce from SRX loan concierge was able to help me source for a much better loan package. His knowledge and expertise has enabled me to obtain a home loan from a particular Bank. I had difficulty in obtaining a loan due to my personal circumstances but Bruce was able to direct me to a Bank that was able to approve my loan application that gives substantial interest savings. SRX loan concierge is very helpful and knowledgeable

Jeff

Casuarina Landed, Age 50+ (Applied through web)

I was using the SRX's mySG Home app and was quite taken aback by the various bank packages in the market. Bruce from the Loan Concierge was able to help me compare rates, features and fees payable and this gave me an informed decision to apply for the best package. I was able to get a good package thanks to his knowledge and expertise

Peter

Condo (Yishun), Age 50+ (Applied through mySG Home app)

LOAN CONCIERGE

Get help from our experts

Tell us how to contact you

Best time to call

Yes, I accept the Privacy Policy

* NTUC Voucher Terms and Conditions:

- Subject to minimum loan amount of $200,000 signed with our Partner Lenders.

- Voucher amount depends upon loan amount. Speak to our Loan Concierge for more information.

- Not applicable for refinancing with your existing lender.

- Not applicable for third party referrals; applicable only for loans applied directly through SRX.

- SRX reserves the right to substitute with similar gifts of the same value.

Thank you for your enquiry! Our Loan Concierge will be in touch with you shortly.

Get the home loan right for you

Get the home loan
right for you