Property Overview:
- Type: 5-Room Improved HDB
- Size: 1,130 sq ft
- Current Condition: All five rooms rented, generating total rental income of $5,900/month
- Location: Central city area, 4 MRT stations nearby; just a 4-minute walk (300m) to Farrer Park MRT Exit F.
Investment Highlights:
1. High Rental Yield: Current layout already optimized for rental. Potential to add two partition rooms, increasing rental income by $2,000+ per month.
2. Flexible Usage: Ideal for own-stay + rental. If the owner keeps one common room, expected monthly rental remains around $4,700.
3. Strong ROI: Purchase requires ~236k cash upfront, with 5-year projected total proceeds of ~718k (net profit ~480k) and annualized return ~25%.
4. Capital Appreciation Potential: Historically, resale HDB units in this area can appreciate ~30% over 5 years.
Target Buyer Profile:
- Investor Type: Chinese buyers seeking strong cash flow and short-term ROI.
- Cash Commitment: Only ~236k upfront needed.
- Usage Flexibility: Can combine personal occupancy + rental, keeping high monthly income even with one room reserved for owner use.
- Key Advantage: High cash-on-cash returns, strong rental yield, and potential capital gains, all within a centrally located, highly accessible neighborhood.