Sembawang Portico - Standard
Sembawang Portico, located between Admiralty Lane and Sembawang Drive, comprises three 26-storey residential blocks with 875 Standard flats, including 2-room Flexi, 3-room, 4-room, and 5-room units. The project also includes 50 rental flats and offers a waiting time of under three years.
Inspired by Sembawang's colonial black-and-white bungalows, the development is named after the distinctive portico architectural feature. Amenities include a multi-storey car park with a preschool, a rooftop garden with fitness facilities and a community garden, as well as playgrounds and fitness corners for residents of all ages.
Sembawang Brook - Standard
Sembawang Brook, located along Admiralty Street and Sungei Sembawang, comprises five residential blocks of 26 to 30 storeys with 1,160 Standard flats, including 2-room Flexi, 3-room, 4-room, 5-room, and 3Gen units. The project also includes 200 standalone rental flats and offers a waiting time of under three years.
Named after the nearby Sungei Sembawang, the development reflects the area's waterside setting and naval heritage through its maritime-themed design. Amenities include an eight-storey multi-storey car park with a preschool, a rooftop garden with fitness facilities and a community garden, playgrounds, fitness corners, a commercial block with shops and dining options, and a residents' network centre for community activities.
)))Based on SRX's pricing forecast, the table below compares affordability across the upcoming BTO launches.
Legend: Red means that income level may not be able to qualify for a mortgage per MAS 30% MSR Rule
| Sembawang Portico, Sembawang Brook (HDB 2 Rooms) |
Min: $139,000
Max: $225,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $1,000 | $182,000 | $18,200 | $80,000 | $83,800 | $380 | $230 | $150 |
| $1,500 | $182,000 | $18,200 | $80,000 | $83,800 | $380 | $345 | $35 |
| $2,000 | $182,000 | $18,200 | $75,000 | $88,800 | $403 | $460 | $0 |
| Sembawang Portico, Sembawang Brook (HDB 3 Rooms) |
Min: $250,000
Max: $344,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $3,000 | $297,000 | $29,700 | $65,000 | $202,300 | $918 | $690 | $228 |
| $3,500 | $297,000 | $29,700 | $60,000 | $207,300 | $940 | $805 | $135 |
| $4,000 | $297,000 | $29,700 | $55,000 | $212,300 | $963 | $920 | $43 |
| $4,500 | $297,000 | $29,700 | $50,000 | $217,300 | $986 | $1,035 | $0 |
| Sembawang Portico, Sembawang Brook (HDB 4 Rooms) |
Min: $302,000
Max: $437,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $4,000 | $369,500 | $36,950 | $55,000 | $277,550 | $1,259 | $920 | $339 |
| $4,500 | $369,500 | $36,950 | $50,000 | $282,550 | $1,282 | $1,035 | $247 |
| $5,000 | $369,500 | $36,950 | $45,000 | $287,550 | $1,305 | $1,150 | $155 |
| $5,500 | $369,500 | $36,950 | $40,000 | $292,550 | $1,327 | $1,265 | $62 |
| $6,000 | $369,500 | $36,950 | $35,000 | $297,550 | $1,350 | $1,380 | $0 |
| Sembawang Portico, Sembawang Brook (HDB 5 Rooms) |
Min: $420,000
Max: $579,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $6,000 | $499,500 | $49,950 | $35,000 | $414,550 | $1,881 | $1,380 | $501 |
| $6,500 | $499,500 | $49,950 | $30,000 | $419,550 | $1,903 | $1,495 | $408 |
| $7,000 | $499,500 | $49,950 | $25,000 | $424,550 | $1,926 | $1,610 | $316 |
| $7,500 | $499,500 | $49,950 | $20,000 | $429,550 | $1,949 | $1,725 | $224 |
| $8,000 | $499,500 | $49,950 | $15,000 | $434,550 | $1,971 | $1,840 | $131 |
| $8,500 | $499,500 | $49,950 | $10,000 | $439,550 | $1,994 | $1,955 | $39 |
| $9,000 | $499,500 | $49,950 | $5,000 | $444,550 | $2,017 | $2,070 | $0 |
| Sembawang Portico, Sembawang Brook (HDB Jumbo) |
Min: $468,000
Max: $567,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $6,500 | $517,500 | $51,750 | $30,000 | $435,750 | $1,977 | $1,495 | $482 |
| $7,000 | $517,500 | $51,750 | $25,000 | $440,750 | $2,000 | $1,610 | $390 |
| $7,500 | $517,500 | $51,750 | $20,000 | $445,750 | $2,022 | $1,725 | $297 |
| $8,000 | $517,500 | $51,750 | $15,000 | $450,750 | $2,045 | $1,840 | $205 |
| $8,500 | $517,500 | $51,750 | $10,000 | $455,750 | $2,068 | $1,955 | $113 |
| $9,000 | $517,500 | $51,750 | $5,000 | $460,750 | $2,090 | $2,070 | $20 |
| $9,500 | $517,500 | $51,750 | $0 | $465,750 | $2,113 | $2,185 | $0 |
The figures show you an estimate of the extra monthly cash instalments you have to fork out after CPF deduction. These estimates take into account the prevailing CPF OA contributions, Enhanced CPF Housing Grant (EHG) and loan interest rate.
Depending on your household income, a cash payment highlighted in red means that it may not be affordable for you to purchase that BTO.
Assumptions:
1. Buyers have sufficient savings for the 10% downpayment.
2. The monthly installment is based on the maximum tenure of 25 years at HDB concessionary interest rate of 2.6% p.a.
3. Buyers apply as a first-timer household under one of the eligibility schemes, and all buyers are Singapore citizens.
4. Buyers fulfil all eligibility criteria e.g. within income ceiling for flat intended, at least 21 years old, do not own other property overseas or locally.
Disclaimer: Calculations provided above for financing are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
| Option | Condition | Move-in | Eligible to Sell |
|---|---|---|---|
| BTO | New | 2-4 Years | 7-9 years (incl. 5 years lock-in) |
| HDB Resale | Older | Immediate | 5 years lock-in |
| Median BTO price | Median Resale Price |
|---|
Disclaimer: Calculations provided above are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
* Assumes first-timer Singaporean couple living near one of the parents. Refer to HDB's Housing Grant rules if your situation differs.
* Updated based on 2026 Budget wef 20 Feb 2017
Note: Total Debt Servicing Ratio (TDSR) cannot exceed 60% of your net income. Mortgage Servicing Ratio (MSR) cannot exceed 30% of your income. Calculations are done at 3.5% Interest Rate.
| Registration Date | HDB Model | Price | Location | Storey | Size | Built |
|---|---|---|---|---|---|---|
| Aug 25 | 4A | $520K | Admiralty Dr | 1-3 | 93 sqm | 2002 |
| Aug 25 | 4A | $610K | Admiralty Dr | 10-12 | 93 sqm | 2001 |
| Jul 25 | 4A2 | $500K | Admiralty Link | 4-6 | 85 sqm | 2003 |
| Jul 25 | 4A | $575K | Admiralty Link | 13-15 | 96 sqm | 2010 |
| Aug 25 | 4A2 | $538K | Admiralty Link | 13-15 | 86 sqm | 2003 |
| Aug 25 | 4A2 | $485K | Admiralty Link | 1-3 | 86 sqm | 2004 |
| Lease Date | HDB Model | Price | Location | Built |
|---|---|---|---|---|
| Aug 25 | 4RM | $3,100 | Admiralty Dr | 2001 |
| Sep 25 | 4RM | $2,100 | Admiralty Dr | 2001 |
| Nov 25 | 4RM | $3,400 | Admiralty Dr | 2001 |
| Feb 26 | 4RM | $3,500 | Admiralty Dr | 2001 |
| Feb 26 | 4RM | $3,000 | Admiralty Dr | 2001 |
| Feb 26 | 4RM | $3,000 | Admiralty Dr | 2001 |
| HDB Type | Year (purchase) | Year (purchase) | Total Change | Annual Change |
|---|
$550,000 HDB 5 Rooms
$660,000 HDB 4 Rooms
$578,000 HDB 4 Rooms
$538,000 HDB 4 Rooms
$3,500 HDB 4 Rooms
$2,900 HDB 2 Rooms
$1,300 HDB 5 Rooms
$800 HDB 4 Rooms
