Queenstown will be adding another site in this February 2023 BTO Launch comprising an estimated 732 units 3-Room and 4-Room flats. Ulu Pandan Glades offered under the Prime Location Public Housing (PLH) Model is located at Commonwealth Avenue West, in between two MRT Stations, Dover (EW22) running on the East-West Line and Buona Vista (EW21/ CC22) running on the East-West Line/ Circle Line. Accessibility to other parts of the island is enhanced by the bus services available along Commonwealth Avenue West; and the Ayer Rajah Expressway (AYE) is a short drive away.
Source: HDB - Ulu Pandan Glades
Educational institutions in the neighbourhood include Singapore Polytechnic, School of Science and Technology, Singapore, Yale-NUS College, Nan Hua High School, NUS High School of Mathematics and Science, Henry Park Primary School, Anglo-Chinese School (Independent), Anglo-Chinese Junior College, Fairfield Methodist School (Primary/ Secondary), INSEAD, New Town Primary School, Queensway Secondary School and Queenstown Primary School, amongst others.
)))Based on HDB's launch prices, the table below compares affordability across the upcoming BTO launches.
Legend: Red means that income level may not be able to qualify for a mortgage per MAS 30% MSR Rule
| Ulu Pandan Glades (HDB 3 Rooms) |
Min: $372,000
Max: $498,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $5,000 | $435,000 | $43,500 | $45,000 | $346,500 | $1,572 | $1,150 | $422 |
| $5,500 | $435,000 | $43,500 | $40,000 | $351,500 | $1,595 | $1,265 | $330 |
| $6,000 | $435,000 | $43,500 | $35,000 | $356,500 | $1,617 | $1,380 | $237 |
| $6,500 | $435,000 | $43,500 | $30,000 | $361,500 | $1,640 | $1,495 | $145 |
| $7,000 | $435,000 | $43,500 | $25,000 | $366,500 | $1,663 | $1,610 | $53 |
| $7,500 | $435,000 | $43,500 | $20,000 | $371,500 | $1,685 | $1,725 | $0 |
| Ulu Pandan Glades (HDB 4 Rooms) |
Min: $541,000
Max: $711,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $8,000 | $626,000 | $62,600 | $15,000 | $548,400 | $2,488 | $1,840 | $648 |
| $8,500 | $626,000 | $62,600 | $10,000 | $553,400 | $2,511 | $1,955 | $556 |
| $9,000 | $626,000 | $62,600 | $5,000 | $558,400 | $2,533 | $2,070 | $463 |
| $9,500 | $626,000 | $62,600 | $0 | $563,400 | $2,556 | $2,185 | $371 |
| $10,000 | $626,000 | $62,600 | $0 | $563,400 | $2,556 | $2,300 | $256 |
| $10,500 | $626,000 | $62,600 | $0 | $563,400 | $2,556 | $2,415 | $141 |
| $11,000 | $626,000 | $62,600 | $0 | $563,400 | $2,556 | $2,530 | $26 |
| $11,500 | $626,000 | $62,600 | $0 | $563,400 | $2,556 | $2,645 | $0 |
The figures show you an estimate of the extra monthly cash instalments you have to fork out after CPF deduction. These estimates take into account the prevailing CPF OA contributions, Enhanced CPF Housing Grant (EHG) and loan interest rate.
Depending on your household income, a cash payment highlighted in red means that it may not be affordable for you to purchase that BTO.
Assumptions:
1. Buyers have sufficient savings for the 10% downpayment.
2. The monthly installment is based on the maximum tenure of 25 years at HDB concessionary interest rate of 2.6% p.a.
3. Buyers apply as a first-timer household under one of the eligibility schemes, and all buyers are Singapore citizens.
4. Buyers fulfil all eligibility criteria e.g. within income ceiling for flat intended, at least 21 years old, do not own other property overseas or locally.
Disclaimer: Calculations provided above for financing are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
| Option | Condition | Move-in | Eligible to Sell |
|---|---|---|---|
| BTO | New | 2-4 Years | 7-9 years (incl. 5 years lock-in) |
| HDB Resale | Older | Immediate | 5 years lock-in |
| Median BTO price | Median Resale Price |
|---|
Disclaimer: Calculations provided above are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
* Assumes first-timer Singaporean couple living near one of the parents. Refer to HDB's Housing Grant rules if your situation differs.
* Updated based on 2026 Budget wef 20 Feb 2017
Note: Total Debt Servicing Ratio (TDSR) cannot exceed 60% of your net income. Mortgage Servicing Ratio (MSR) cannot exceed 30% of your income. Calculations are done at 3.5% Interest Rate.
| Registration Date | HDB Model | Price | Location | Storey | Size | Built |
|---|---|---|---|---|---|---|
| Dec 25 | 3S | $400K | C'wealth Cres | 10-12 | 67 sqm | 1969 |
| Mar 26 | 3S | $312K | C'wealth Cres | 10-12 | 60 sqm | 1969 |
| Mar 26 | 3S | $388K | C'wealth Cres | 4-6 | 67 sqm | 1969 |
| Apr 26 | 3S | $436K | C'wealth Cres | 7-9 | 71 sqm | 1969 |
| Apr 26 | 3S | $348K | C'wealth Cres | 7-9 | 60 sqm | 1969 |
| Jun 26 | 3S | $355K | C'wealth Cres | 7-9 | 60 sqm | 1969 |
| Lease Date | HDB Model | Price | Location | Built |
|---|---|---|---|---|
| Aug 25 | 4RM | $4,000 | C'wealth Ave | 1996 |
| Nov 25 | 4RM | $4,500 | C'wealth Ave | 1996 |
| Dec 25 | 4RM | $4,100 | C'wealth Ave | 1996 |
| Feb 26 | 4RM | $2,280 | C'wealth Ave | 1996 |
| Feb 26 | 4RM | $4,000 | C'wealth Ave | 1996 |
| Apr 26 | 4RM | $4,500 | C'wealth Ave | 1996 |
| HDB Type | Year (purchase) | Year (purchase) | Total Change | Annual Change |
|---|
$1,590,000 HDB Executive
$530,000 HDB 3 Rooms
$1,400,000 HDB 5 Rooms
$810,000 HDB 3 Rooms
$1,600 HDB 4 Rooms
$800 HDB 3 Rooms
$1,800 HDB 3 Rooms
$1,800 HDB 3 Rooms
