Kebun Baru Ridge - Plus
Kebun Baru Ridge, located along Ang Mo Kio Avenue 2, comprises three 20- to 21-storey residential blocks with 485 Plus flats, offering 3-room and 4-room units. The project has an estimated waiting time of about 3 years and 1 month.
Named after the nearby Kebun Baru developments, the project features a ridge-inspired skyline. Amenities include playgrounds, fitness stations, sheltered gathering spaces, landscaped rooftop gardens, and a multi-storey car park connected to the residential blocks via an elevated garden walkway.
Kebun Baru Breeze - Plus
Kebun Baru Breeze, located between Ang Mo Kio Avenue 1 and Ang Mo Kio Rise near Bishan–Ang Mo Kio Park, comprises two 30-storey residential blocks with 579 Plus flats, including 2-room Flexi and 4-room units. One block also includes 58 rental flats.
Named for the area's lush greenery and nearby water bodies, the project features a six-storey multi-storey car park with a rooftop garden, fitness facilities, landscaped spaces, a preschool, playgrounds, fitness stations, and sheltered gathering areas.
)))Based on SRX's pricing forecast, the table below compares affordability across the upcoming BTO launches.
Legend: Red means that income level may not be able to qualify for a mortgage per MAS 30% MSR Rule
| Kebun Baru Ridge, Kebun Baru Breeze (HDB 2 Rooms) |
Min: $191,000
Max: $349,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $2,500 | $270,000 | $27,000 | $70,000 | $173,000 | $785 | $575 | $210 |
| $3,000 | $270,000 | $27,000 | $65,000 | $178,000 | $808 | $690 | $118 |
| $3,500 | $270,000 | $27,000 | $60,000 | $183,000 | $830 | $805 | $25 |
| $4,000 | $270,000 | $27,000 | $55,000 | $188,000 | $853 | $920 | $0 |
| Kebun Baru Ridge, Kebun Baru Breeze (HDB 3 Rooms) |
Min: $380,000
Max: $492,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $5,000 | $436,000 | $43,600 | $45,000 | $347,400 | $1,576 | $1,150 | $426 |
| $5,500 | $436,000 | $43,600 | $40,000 | $352,400 | $1,599 | $1,265 | $334 |
| $6,000 | $436,000 | $43,600 | $35,000 | $357,400 | $1,621 | $1,380 | $241 |
| $6,500 | $436,000 | $43,600 | $30,000 | $362,400 | $1,644 | $1,495 | $149 |
| $7,000 | $436,000 | $43,600 | $25,000 | $367,400 | $1,667 | $1,610 | $57 |
| $7,500 | $436,000 | $43,600 | $20,000 | $372,400 | $1,689 | $1,725 | $0 |
| Kebun Baru Ridge, Kebun Baru Breeze (HDB 4 Rooms) |
Min: $543,000
Max: $746,000
|
||||||
| Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
|---|---|---|---|---|---|---|---|
| $8,500 | $644,500 | $64,450 | $10,000 | $570,050 | $2,586 | $1,955 | $631 |
| $9,000 | $644,500 | $64,450 | $5,000 | $575,050 | $2,609 | $2,070 | $539 |
| $9,500 | $644,500 | $64,450 | $0 | $580,050 | $2,632 | $2,185 | $447 |
| $10,000 | $644,500 | $64,450 | $0 | $580,050 | $2,632 | $2,300 | $332 |
| $10,500 | $644,500 | $64,450 | $0 | $580,050 | $2,632 | $2,415 | $217 |
| $11,000 | $644,500 | $64,450 | $0 | $580,050 | $2,632 | $2,530 | $102 |
| $11,500 | $644,500 | $64,450 | $0 | $580,050 | $2,632 | $2,645 | $0 |
The figures show you an estimate of the extra monthly cash instalments you have to fork out after CPF deduction. These estimates take into account the prevailing CPF OA contributions, Enhanced CPF Housing Grant (EHG) and loan interest rate.
Depending on your household income, a cash payment highlighted in red means that it may not be affordable for you to purchase that BTO.
Assumptions:
1. Buyers have sufficient savings for the 10% downpayment.
2. The monthly installment is based on the maximum tenure of 25 years at HDB concessionary interest rate of 2.6% p.a.
3. Buyers apply as a first-timer household under one of the eligibility schemes, and all buyers are Singapore citizens.
4. Buyers fulfil all eligibility criteria e.g. within income ceiling for flat intended, at least 21 years old, do not own other property overseas or locally.
Disclaimer: Calculations provided above for financing are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
| Option | Condition | Move-in | Eligible to Sell |
|---|---|---|---|
| BTO | New | 2-4 Years | 7-9 years (incl. 5 years lock-in) |
| HDB Resale | Older | Immediate | 5 years lock-in |
| Median BTO price | Median Resale Price |
|---|
Disclaimer: Calculations provided above are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
* Assumes first-timer Singaporean couple living near one of the parents. Refer to HDB's Housing Grant rules if your situation differs.
* Updated based on 2026 Budget wef 20 Feb 2017
Note: Total Debt Servicing Ratio (TDSR) cannot exceed 60% of your net income. Mortgage Servicing Ratio (MSR) cannot exceed 30% of your income. Calculations are done at 3.5% Interest Rate.
| Registration Date | HDB Model | Price | Location | Storey | Size | Built |
|---|---|---|---|---|---|---|
| Jul 25 | 3NG | $483K | Ang Mo Kio Ave 1 | 4-6 | 73 sqm | 1977 |
| Jul 25 | 3NG | $448K | Ang Mo Kio Ave 1 | 10-12 | 73 sqm | 1977 |
| Jul 25 | 3NG | $520K | Ang Mo Kio Ave 1 | 10-12 | 88 sqm | 1977 |
| Aug 25 | 3NG | $500K | Ang Mo Kio Ave 1 | 4-6 | 88 sqm | 1977 |
| Aug 25 | 3NG | $428K | Ang Mo Kio Ave 1 | 4-6 | 73 sqm | 1977 |
| Aug 25 | 3NG | $415K | Ang Mo Kio Ave 1 | 4-6 | 68 sqm | 1981 |
| Lease Date | HDB Model | Price | Location | Built |
|---|---|---|---|---|
| Jul 25 | 3RM | $2,600 | Ang Mo Kio Ave 1 | 1977 |
| Jul 25 | 3RM | $2,500 | Ang Mo Kio Ave 1 | 1977 |
| Jul 25 | 3RM | $3,100 | Ang Mo Kio Ave 1 | 1977 |
| Jul 25 | 3RM | $2,800 | Ang Mo Kio Ave 1 | 1977 |
| Jul 25 | 3RM | $2,800 | Ang Mo Kio Ave 1 | 1977 |
| Jul 25 | 3RM | $3,000 | Ang Mo Kio Ave 1 | 1977 |
| HDB Type | Year (purchase) | Year (purchase) | Total Change | Annual Change |
|---|
$480,000 HDB 3 Rooms
$440,000 HDB 3 Rooms
$440,000 HDB 3 Rooms
$438,000 HDB 3 Rooms
$1,200 HDB 3 Rooms
$950 HDB 4 Rooms
$950 HDB 4 Rooms
$1,000 HDB 3 Rooms
