Located off Woodlands Avenue 1, Woodgrove Ascent in 2021 May BTO Launch offers 1,540 units of 2-Room Flexi, 3-Room, 4-Room and 5-Room flats. The development is within walking distance to Woodlands MRT Station (NS9, TS2), the interchange of North-South Line (NSL) and Thomson-East Coast Line (TEL). TEL runs from Woodlands to Sungei Bedok via the Thomson, Orchard, Marina Bay, Marine Parade and Upper East Coast. It takes approximately 20 minutes to Jurong Lake District and half an hour to Orchard and Central Business District by MRT. The development is also within minutes' drive to the Seletar Expressway (SLE), which connects to the rest of Singapore.
Educational institutions in the vicinity include Si Ling Primary School, Woodgrove Primary School, Woodlands Primary School, Innova Primary School, Riverside Secondary School, Fuchun Secondary School and Yishun Innova Junior College. Nearby food options can be found at Marsiling Mall Hawker Centre. You and your family could also visit nearby shopping malls including Causeway Point, Marsiling Mall, The Woodgrove for a better variety of food, retail and entertainment options. Sport enthusiasts can check out a range of sports amenities at Woodlands Sports Hall, Woodlands Stadium, Woodlands Sports Centre, and Woodlands Swimming Complex.
Based on HDB's launch prices, the table below compares affordability across the upcoming BTO launches.
Legend: Red means that income level may not be able to qualify for a mortgage per MAS 30% MSR Rule
Woodgrove Ascent (HDB 3 Rooms) |
Min: $185,000
Max: $219,000
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Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
---|---|---|---|---|---|---|---|
$1,500 | $202,000 | $20,200 | $80,000 | $101,800 | $462 | $345 | $117 |
$2,000 | $202,000 | $20,200 | $75,000 | $106,800 | $485 | $460 | $25 |
$2,500 | $202,000 | $20,200 | $70,000 | $111,800 | $507 | $575 | $0 |
Woodgrove Ascent (HDB 4 Rooms) |
Min: $275,000
Max: $373,000
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Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
---|---|---|---|---|---|---|---|
$3,500 | $324,000 | $32,400 | $60,000 | $231,600 | $1,051 | $805 | $246 |
$4,000 | $324,000 | $32,400 | $55,000 | $236,600 | $1,073 | $920 | $153 |
$4,500 | $324,000 | $32,400 | $50,000 | $241,600 | $1,096 | $1,035 | $61 |
$5,000 | $324,000 | $32,400 | $45,000 | $246,600 | $1,119 | $1,150 | $0 |
Woodgrove Ascent (HDB 5 Rooms) |
Min: $372,000
Max: $491,000
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||||||
Your Household Income (A) |
Median BTO Price (B) |
Downpayment (10%) (C) = 10%(B) |
Enhanced CPF Housing Grant (EHG) (D) |
Housing Loan (Price - Downpayment - EHG) (E) = (B) - (C) - (D) |
Monthly Instalment (F) |
Your CPF OA Contribution (G) = 0.23 x (A) |
Monthly Cash Topup (Instalment - CPF OA) (H) = (F) - (G) |
---|---|---|---|---|---|---|---|
$5,000 | $431,500 | $43,150 | $45,000 | $343,350 | $1,558 | $1,150 | $408 |
$5,500 | $431,500 | $43,150 | $40,000 | $348,350 | $1,580 | $1,265 | $315 |
$6,000 | $431,500 | $43,150 | $35,000 | $353,350 | $1,603 | $1,380 | $223 |
$6,500 | $431,500 | $43,150 | $30,000 | $358,350 | $1,626 | $1,495 | $131 |
$7,000 | $431,500 | $43,150 | $25,000 | $363,350 | $1,648 | $1,610 | $38 |
$7,500 | $431,500 | $43,150 | $20,000 | $368,350 | $1,671 | $1,725 | $0 |
The figures show you an estimate of the extra monthly cash instalments you have to fork out after CPF deduction. These estimates take into account the prevailing CPF OA contributions, Enhanced CPF Housing Grant (EHG) and loan interest rate.
Depending on your household income, a cash payment highlighted in red means that it may not be affordable for you to purchase that BTO.
Assumptions:
1. Buyers have sufficient savings for the 10% downpayment.
2. The monthly installment is based on the maximum tenure of 25 years at HDB concessionary interest rate of 2.6% p.a.
3. Buyers apply as a first-timer household under one of the eligibility schemes, and all buyers are Singapore citizens.
4. Buyers fulfil all eligibility criteria e.g. within income ceiling for flat intended, at least 21 years old, do not own other property overseas or locally.
Disclaimer: Calculations provided above for financing are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
Option | Condition | Move-in | Eligible to Sell |
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BTO | New | 2-4 Years | 7-9 years (incl. 5 years lock-in) |
HDB Resale | Older | Immediate | 5 years lock-in |
Median BTO price | Median Resale Price |
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Disclaimer: Calculations provided above are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
* Assumes first-timer Singaporean couple living near one of the parents. Refer to HDB's Housing Grant rules if your situation differs.
* Updated based on 2024 Budget wef 20 Feb 2017
Note: Total Debt Servicing Ratio (TDSR) cannot exceed 60% of your net income. Mortgage Servicing Ratio (MSR) cannot exceed 30% of your income. Calculations are done at 3.5% Interest Rate.
Registration Date | HDB Model | Price | Location | Storey | Size | Built |
---|---|---|---|---|---|---|
May 23 | 3NG | $300K | Marsiling Dr | 1-3 | 67 sqm | 1977 |
May 23 | 3I | $300K | Marsiling Dr | 7-9 | 65 sqm | 1974 |
May 23 | 3NG | $318K | Marsiling Dr | 1-3 | 68 sqm | 1981 |
May 23 | 3NG | $335K | Marsiling Dr | 13-15 | 68 sqm | 1981 |
May 23 | 3NG | $320K | Marsiling Dr | 4-6 | 67 sqm | 1977 |
May 23 | 3NG | $330K | Marsiling Dr | 1-3 | 67 sqm | 1977 |
Lease Date | HDB Model | Price | Location | Built |
---|---|---|---|---|
May 23 | 3RM | $3,000 | Marsiling Cres | 1982 |
Jun 23 | 3RM | $1,800 | Marsiling Cres | 1982 |
Jul 23 | 3RM | $2,600 | Marsiling Cres | 1982 |
Aug 23 | 3RM | $2,400 | Marsiling Cres | 1982 |
Aug 23 | 3RM | $1,600 | Marsiling Cres | 1982 |
Sep 23 | 3RM | $2,500 | Marsiling Cres | 1982 |
HDB Type | Year (purchase) | Year (purchase) | Total Change | Annual Change |
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